Fair-Lending Bias-Simulation Appliance
FL‑BSA
Your regulatory digital twin for lending. Safety-through-simulation that generates synthetic borrower cohorts to stress-test models for bias — with no customer data leaving your VPC.
How it Works
Ingest & Snapshot
Connect to your data warehouse (read-only). FL-BSA captures a distinct snapshot of features and decisions to establish the baseline.
Dual-Branch Simulation
Train generative models on two branches: 'Amplification' (status quo) and 'Intrinsic' (fair baseline) to isolate structural bias.
Cryptographic Evidence
Generate tamper-evident packs. Every run emits a signed manifest (SHA-256) and certificates linking data to outcomes.
Audit & Action
Review the 30-page regulator-oriented report formatted for regulatory dialogue. Use the findings to tune models or document Less Discriminatory Alternatives (LDAs).
Licensing
BYOC Model: You control the infrastructure. We licence the appliance software.
Sandbox
Free Trial · Non-production
- Pre-bundled FCA sandbox dataset.
- Evidence bundle (watermarked).
- Ideal for technical evaluation.
Pilot
Fixed Term · Proof of Concept
- Full evidence bundle generation.
- Standard support (Email).
- Production-ready binary.
Designed for a single-model audit or 3-month PoC.
Standard
Annual Licence · Production
- Continuous monitoring support.
- Full commercial use rights.
- Quarterly software updates.
Enterprise
Volume Licence · Strategic
- Scaled rows & models as defined in the contract and validated hardware.
- Priority support & onboarding.
- Custom SLA & procurement terms.
For organizations deploying across multiple business lines.
Regulatory Assurance
Designed to meet the documentation and control requirements of high-risk AI systems.
Product Scope
- Self-hosted appliance (AMI / Docker).
- No personal data exfiltration.
- Evidence bundle: PDF report, signed manifest (SHA-256), certificate appendix.
Controls & Attestations
- Control mapping: FCA, EU AI Act, ECOA touchpoints documented.
- Security posture: hardened images, optional Prometheus metrics.
- Change management: versioned releases.
Licensing & Usage
Usage terms are provided via AWS Marketplace subscription or Private Offer. Custom SLAs and professional services statements of work are executed separately.
Open-source components are catalogued at /legal/.
Documentation
Product resources, evidence examples, and technical documentation.
Whitepaper
Technical overview of FL-BSA's approach to fair-lending bias simulation and evidence generation.
View WhitepaperExample Report
Sample evidence bundle showing the 30-page PDF report, certificates, and manifest structure.
View ExampleTechnical Docs
Full technical documentation, API references, and integration guides are available to licensed customers via our secure portal.
FAQ
Do we send any data to Equilens?
No. FL-BSA is self-hosted; all compute happens in your VPC/VM. Zero outbound calls by default.
How long does a typical run take?
From minutes for 10k rows to approximately 12 minutes for around 1M rows on validated hardware profiles; daily monitoring runs reuse the generator and complete in ≤5 minutes.
What regulatory frameworks are covered?
Evidence maps to ECOA/Reg B (US), EU AI Act, and FCA Consumer Duty. Certificates include Data Quality, Model Fidelity, Training Convergence, Synthetic Quality, and Regulatory Alignment.
What are the deployment options?
AWS Marketplace AMI or containerized via docker-compose. CPU-only and GPU-preferred profiles supported.
What's in the evidence bundle?
A 30-page PDF report, a signed manifest (dataset hash, RNG seed, software version), and certificates. Artifacts are chained for auditability and can be retrieved by Task ID.